To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs. These ads are based on your specific account relationships with us. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.Īlso, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill. If you opt out, though, you may still receive generic advertising. If you prefer that we do not use this information, you may opt out of online behavioral advertising. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Relationship-based ads and online behavioral advertising help us do that. Also, your total monthly debt obligations (debt-to-income ratio) should be 45 or lower. This ensures you have enough money for other expenses. We strive to provide you with information about products and services you might find interesting and useful. Calculate your mortgage payments based on how much you borrow, your interest rate, mortgage term and payment schedule. For example, it’s generally assumed that your monthly mortgage payment (principal, interest, taxes and insurance) should be no more than 28 of your gross monthly income.
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